We have subvention scheme basically a Subvention Scheme in home loans is a special financial arrangement between the home buyer, builder, and the bank/lender, primarily used in real estate purchases. Under this scheme, the builder (or developer) agrees to pay the interest on the home loan for a specific period, typically until the property is under construction or until possession is handed over to the buyer.This scheme is designed to reduce the financial burden on the homebuyer during the construction phase of the property, making it a popular option for those buying homes in under-construction projects.